Clarity before credit

Compare loans. Understand every rupee.

LoanVaani helps you compare published rates, fees and repayment costs in India. Explore the numbers for free before visiting the lender's website.

EMI calculator
No borrower feesRanked by your choiceSources linked
START WITH THE BASICS

What are you looking for?

1 of 2
INR
₹10,000₹55 lakh
months
3 months9 years
Illustrative monthly EMI₹9,229at 10% p.a. · Aditya Birla Capital
This is an estimate, never an approval or quote.
PUBLISHED PRODUCT DATA

Personal loans worth a closer look

Rates and fees are shown as lenders publish them. Your actual offer may differ.

Checked 19 Sept 2026 · We link to the original lender source for every row.

Aditya Birla Capital

Personal loan

Source checked 2026-09-19
Published rate10%–28%Profile-dependent
Loan rangeUp to ₹50 lakhAsk for available tenure
Est. EMI at your inputs₹9,229+ ₹21,496 interest

Bajaj Finance

Personal loan

Source checked 2026-09-19
Published rate10%–30.5%Profile-dependent
Loan range₹40,000–₹55 lakh12–108 months
Est. EMI at your inputs₹9,229+ ₹21,496 interest

Tata Capital

Personal loan

Source checked 2026-09-19
Published rate10.99%–33%APR 10.99%–45%
Loan rangeUp to ₹35 lakhAsk for available tenure
Est. EMI at your inputs₹9,321+ ₹23,695 interest
A BETTER STARTING POINT

Useful before you apply.

We put the decision tools first: what you will repay, who published the number, and what still needs checking.

01

Choose a goal

Personal, business or gold. Your choice changes the useful comparison.

02

See the full cost

Estimate EMI, interest and fees together. A low EMI can still cost more overall.

03

Read the source

Continue to the lender only after checking the KFS, APR, penalties and privacy terms.

REPAYMENT TOOL

Make the monthly number real.

Move the same controls and see how rate, tenure and fees change the total. It is an education tool, not a credit decision.

Open full calculator
For ₹2,00,000₹9,229/ month
illustration
Total repayment₹2,21,496
Total interest₹21,496
One-time fees*₹9,440

* Fees are illustrative and lender-specific. GST, stamp duty, insurance and other charges may be different.

OUR STANDARD

Simple rules for trustworthy comparisons.

Lender sources checked 19 Sept 2026

Original pages first

Numbers come from lender pages or published schedules. We don’t scrape a hidden feed or copy a lender’s brand.

Ranking is disclosed

Sort by a public metric such as rate, fee or loan limit. There is no paid placement in this local release.

Application stays with them

We collect no PAN, Aadhaar, bank statement or phone number. The lender handles KYC, underwriting and the loan contract.

The regulatory baseline: RBI Digital Lending Directions, 2025 require clear offer views, APR, monthly repayment obligation, penal charges and a KFS when a platform operates with multiple regulated lenders.Read the source

A better starting point for your next decision.

Understand the type of loan, check the maths, and know what to ask.

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